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TrueBalance Planner

Personal Debt Elimination & Financial Planning Platform

TrueBalance Planner is a web-based financial planning application designed to help users organize debt obligations, evaluate payoff strategies, visualize progress, and create realistic paths toward financial freedom.

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Portfolio Demonstration Environment

All data, balances, calculations, and examples shown on this page are simulated for portfolio demonstration purposes only. No actual financial records or sensitive user data is displayed.

Product Overview

Problem

Many consumers struggle to visualize debt payoff timelines, prioritize balances, and understand the long-term impact of interest rates.

Goal

Create an easy-to-use planning tool that transforms debt data into actionable payoff strategies.

Success Criteria

  • Clear payoff visibility
  • Multiple payoff strategies
  • Mobile-friendly design
  • Data privacy
  • Simple onboarding

Requirements Analysis

Requirement ID Requirement Business Value
FR-001 Add debt accounts Allows users to centralize debt obligations.
FR-002 Calculate payoff timeline Helps users understand payoff duration.
FR-003 Compare payoff strategies Supports Snowball and Avalanche decision-making.
FR-004 Track balances and payments Shows progress over time.
FR-005 Generate charts Makes debt reduction visually understandable.
FR-006 Import CSV data Supports faster setup and repeatable data loading.
FR-007 Export or backup data Supports user control and portability.

Product Architecture

User Input
Debt Data
Calculation Engine
Payoff Strategy
Charts & Analytics
Progress Tracking

Feature Showcase

Debt Management

Track balances, APR, minimum payments, due dates, and account details.

Strategy Engine

Supports Snowball and Avalanche payoff methodologies.

Dashboard

Displays payoff progress, total debt, remaining balances, and strategy insights.

Charts & Analytics

Visualizes debt reduction, payment progress, and payoff trends.

Import / Export

Supports CSV-based data handling, backup, and portability.

Mobile Experience

Responsive interface designed for desktop and mobile use.

Product Metrics

12
Application Modules
7
Core Financial Tools
0
Data Shared (Third-Party)
100%
Client-Side Processing
Netlify
Deployment Platform
Available
Live Application

Testing & Validation

Test Area Validation Focus Status
Debt Calculations Confirm payoff totals, balances, and projected timelines Passed
CSV Import Validate file structure, field mapping, and error handling Passed
Mobile Layout Confirm responsive display across screen sizes Passed
Data Persistence Confirm saved user data behaves as expected Passed
Chart Rendering Confirm charts update when debt inputs change Passed
Navigation Flow Confirm tabs and major workflows are accessible Passed

Application Screenshots

Dashboard View

Screenshot Coming Soon

Debt Entry Workflow

Screenshot Coming Soon

Charts & Payoff Progress

Screenshot Coming Soon

Lessons Learned

Designing financial tools requires balancing analytical accuracy with usability. This project reinforced the importance of requirements gathering, iterative testing, user-centered design, data visualization, and clear decision-support workflows when creating tools that help users make financial decisions.

Tools & Methods Used

HTML CSS JavaScript Netlify Financial Modeling Business Analysis Product Ownership Requirements Analysis QA Testing Data Visualization AI-Assisted Development UX Design

Explore the Live Application

View the working TrueBalance Planner application and explore the live debt planning workflow.

Launch TrueBalance Planner